SELECT 
  *, 
  cscart_seo_names.name as seo_name, 
  cscart_seo_names.path as seo_path 
FROM 
  cscart_categories 
  LEFT JOIN cscart_category_descriptions ON cscart_category_descriptions.category_id = cscart_categories.category_id 
  AND cscart_category_descriptions.lang_code = 'en' 
  LEFT JOIN cscart_seo_names ON cscart_seo_names.object_id = 101 
  AND cscart_seo_names.type = 'c' 
  AND cscart_seo_names.dispatch = '' 
  AND cscart_seo_names.lang_code = 'en' 
WHERE 
  cscart_categories.category_id = 101 
  AND (
    cscart_categories.usergroup_ids = '' 
    OR FIND_IN_SET(
      0, cscart_categories.usergroup_ids
    ) 
    OR FIND_IN_SET(
      1, cscart_categories.usergroup_ids
    )
  )

Query time 0.00451

JSON explain

{
  "query_block": {
    "select_id": 1,
    "const_condition": "1",
    "nested_loop": [
      {
        "table": {
          "table_name": "cscart_categories",
          "access_type": "const",
          "possible_keys": ["PRIMARY", "c_status", "p_category_id"],
          "key": "PRIMARY",
          "key_length": "3",
          "used_key_parts": ["category_id"],
          "ref": ["const"],
          "rows": 1,
          "filtered": 100
        }
      },
      {
        "table": {
          "table_name": "cscart_category_descriptions",
          "access_type": "const",
          "possible_keys": ["PRIMARY"],
          "key": "PRIMARY",
          "key_length": "9",
          "used_key_parts": ["category_id", "lang_code"],
          "ref": ["const", "const"],
          "rows": 1,
          "filtered": 100
        }
      },
      {
        "table": {
          "table_name": "cscart_seo_names",
          "access_type": "ref",
          "possible_keys": ["PRIMARY", "dispatch"],
          "key": "PRIMARY",
          "key_length": "206",
          "used_key_parts": ["object_id", "type", "dispatch", "lang_code"],
          "ref": ["const", "const", "const", "const"],
          "rows": 1,
          "filtered": 100,
          "attached_condition": "trigcond(cscart_seo_names.`type` = 'c' and cscart_seo_names.dispatch = '' and cscart_seo_names.lang_code = 'en')"
        }
      }
    ]
  }
}